Role: Independent Financial Advisor – Self-employed consultantClient: Investment Management FirmType: Self-EmployedLocation: Mayfair – Remote or Hybrid (London)Salary: Negotiable – Self-Employed
Spinwell is recruiting for an Independent Financial Advisor for an excellent opportunity within the private sector.
Description
The role is for a qualified IFA looking for a new home to manage and grow their business. The role is typically self-employed with full flexibility in terms of being able to work from home and hours required. The successful candidate will join a small close-knit team of existing advisers.
Key Responsibilities:
- Adhere to FCA Individual Conduct Rules:
- Act with integrity.
- Exercise due care, skill, and diligence.
- Maintain openness and cooperation with regulators.
- Prioritize customer interests and treat them fairly.
- Follow proper standards of market conduct.
Role-Specific Responsibilities:
- Have detailed knowledge of FCA rules concerning pensions, investments, estate planning, and protection advice.
- Comply with the Financial Services and Markets Act 2000, FCA Principles, and Individual Conduct Rules.
- Conduct ‘Know Your Customer’ (KYC) inquiries and gather sufficient information to provide suitable advice.
- Accurately analyze client data and research appropriate investment options on an independent, whole-market basis.
- Present suitable advice clearly, including charges, disadvantages, and reasons for recommendations.
- Complete all documentation thoroughly and in line with FCA guidance.
- Provide ongoing advice on personal pensions, ISAs, GIAs, and bond investments.
- Monitor client portfolios according to investment objectives and risk profiles.
- Build and maintain strong relationships with clients and intermediaries.
Client Management:
- Develop new client relationships through direct contact, referrals, or intermediaries.
- Maintain regular communication and reporting with clients and intermediaries.
- Make formal presentations to investors on products and services as required.
- Monitor portfolio performance and ensure alignment with client objectives and industry benchmarks.
- Implement anti-money laundering procedures when opening new accounts.
- Ensure all client information is accurately recorded and maintained.
Compliance, Risk, Governance, and Legal:
- Act in accordance with FCA’s Statements of Principles and Code of Practice for Approved Persons.
- Manage risk within the area of responsibility to prevent errors and breaches.
- Adhere to client mandates, compliance procedures, and FCA and HMRC rules.
- Meet responsibilities outlined in the Disaster Recovery Plan.
Project Management:
- Identify areas for development or efficiency improvements and propose action plans.
- Actively contribute to projects and initiatives as required.
Continued Professional Development (CPD):
- Ensure relevant CPD is undertaken to maintain competence in the role and apply learning to the workplace.
- Manage career development and training in consultation with your line manager.
- Maintain up-to-date knowledge of the industry, competitors, and group products/services.
- Maintain industry-required qualifications and CPD to meet regulatory standards.
Job Requirements:
- Professional Qualification: APFS or ACII or equivalent.
- Experience: Proven experience as an FCA-approved Wealth Manager.
- Knowledge: Working knowledge of FCA and HMRC regulations.
We welcome all applications regardless of background, in line with our commitment to diversity, equality, and inclusion.
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